Do you want to receive a fixed sum on a regular basis? Do you wish to see your capital grow to provide for your future and that of your children? Do you want to be able to have immediate access to your money or do you wish to invest your savings over the long-term?

With the help of your financial advisor, you will have to answer so many questions in order to make the most appropriate investment choices.  

The main objective of every saver wanting to invest in the stock-market is to realise capital gains over the long-term. That is why it is strongly recommended that the money invested in shares comes from your savings.

Over the long-term, stock-market investment remains one of the most profitable of asset classes and has exceptional rates of return. Stock-market history proves that investing is always profitable over the long-term. However, in order to hope to maximise returns, it is necessary to understand that the holding period can be extremely changeable depending on the type of investment chosen.

Never forget that time is the best ally of performance.

In order to build a portfolio, one needs to invest gradually. It is preferable not to invest your capital in one lump sum, but rather in regular instalments in order to be able to benefit from market fluctuations. Do not forget that for a given amount, you will be buying a larger number of shares when share prices are lower.  

Do not concentrate all your investments in the same sector of activity. Your portfolio must include several securities in order to benefit from opportunities in several different business areas.

Stock-market investing is a matter of keeping one’s head. Well-informed investors and market professionals are more inclined to sell during periods of strongly rising markets (to realise capital gains in line with fixed objectives) and to buy when share prices decline.

Information is essential for the stock-market investor. It is of course not necessary to know all the financial indicators of all listed companies but it is vital to follow current stock-market developments by asking your financial advisor for information or consulting the various specialised media.

In order to respect the golden rules of stock-market investment, one needs to speak to seasoned professionals. They will direct your investments according to your financial situation and your investment objectives. They will thereby enable you to have every chance of being successful.